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Why Making More Money is Crucial to Getting Out of Debt

Stack up the cash from your side hustles to get out of debt fast.Today I’m happy to have my friend Carrie Smith of CarefulCents.com offering up a post on the important, but often neglected subject of...

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A Costly Debt Trap that Every Young Adult Should Avoid

Editor’s note: please join me in welcoming Carrie Smith, new staff writer. Carrie is a successful freelance writer across many sites, including her own, CarefulCents.com. She will be sharing her story...

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3 Dangerous Christmas Shopping Debt Traps and How to Avoid Them

Poor Frosty spent too much on Christmas gifts.The Christmas shopping season is not only one of the most expensive times of year, but also my least favorite. We’re supposed to focus on giving and...

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6 Steps to Help Stop the Cycle of Debt

Are you caught in a downward debt spiral?Debt is a vicious cycle, and once you’re stuck, it’s very difficult to get out. I learned this the hard way when I woke up and realized I was $150,000 in debt,...

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A Simple Strategy to Get Out of Debt for Good

As the New Year rolls around, many of us are reflecting over the past 12 months and creating new goals and resolutions for the upcoming year. Without a doubt the most popular New Year’s resolutions...

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How to Deal With the Unhealthy Stress Caused by Debt

Stressed out?We all know that paying down debt has positive effects on your finances. But have you ever realized that it can have positive effects on your health and overall well-being too? It’s true!...

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10 Ways to Stay Fired-Up While Paying Down Debt

At the beginning of the year, we’re all fired up about making New Year’s resolutions and changing our habits for the better. We get excited about the prospect of this year being the year we finally...

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6 Ways to Give Memorable Gifts Without Going Into Debt

Consumable gifts are great!When you’re part of big family like I am, it’s hard not to come under peer pressure to spend a lot of money on gifts. As one of five kids — all who have families and kids of...

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Dump Your Car Loan and Pay for Your Next Car with Cash

Is it time to dump your car loan?Besides the mortgage, a car loan is often the next biggest thing on the list. And depending on the type of car you buy, you could spend anywhere from a few thousand to...

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25 Insanely Easy Ways to Manage Your Money and Get Back on Top

Ready to manage your money and get back on top? It’s taken me 3 years to consistently stay on top of my finances. It’s not a simple task for sure, but most of the time we make it harder than it really...

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Going Into Debt for In Vitro or Adoption: Is it Worth it?

The Roses are trying to adopt without debt. Having children is a luxury a lot of women and couples experience on a daily basis. However, for others it’s a difficult struggle. There are many factors why...

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How to Get Started Freelancing

Making money online isn’t easy but it can pay off big if you apply the right strategy and stick with it — much like anything else in life. As someone who recently quit my day job to freelance...

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How to Make Six Figures a Year as a Freelancer

One of the strangest beliefs about freelancing is that it either makes you a ton of money or nothing at all. I’m not the only one who used to think this.  A lot of people have this misconception that...

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10 Simple Tactics Business Owners Can Use to Increase Revenue

All business owners want to make more money in less time. But how? There’s so much to do and so little time to do it. No matter how you look at it, you will almost always have to trade some of your...

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